Where Does All Your Money Go?

By Rachel Yoshida

It does not really matter how much money we make, it all seems to disappear somewhere, and many times before we have even gotten paid. We want to cut back and actually get some money saved, but we just can not figure out where it all goes to. When we pay the bills and are lucky enough to have enough left to make it through the week, it just does not appear possible to save any of that.

Expenses for during the week seems to have risen along with everything else, but that could be because many of us have become accustomed to certain things that we could actually either do without or find a less expensive alternative. You should start with the things that you can do without altogether. You might be surprised how much things that seem small at the time eat away at money you could be saving or putting to better use.

Magazine subscriptions are sometimes a big waste of money. People do enjoy the things that they can read and see in them. Almost all households have internet access these days and anything you can see in most magazines you can see on the internet. Why pay for internet and magazines too? The thing about the internet is that it does not clutter up your home or waste precious natural resources. You can easily find thousands of recipes, gardening and home decorating tips, diet and beauty tips, information for almost anything you can imagine can be found right on your computer.

Coffee, water, and soft drinks, are things that we usually buy on the spur of the moment. A single cup of, albeit great coffee, can cost three dollars or more at the famous coffee shop chains, you know the ones, and you can buy a whole package of coffee at the grocery store for that. Buy a thermos and make your coffee at home in the morning, it might not be quite as gourmet, but you might be amazed at how little difference there really is. One soft drink can cost one dollar and a quarter. You can usually buy a whole 2 liter for that. Bottled water is the same way. If you must have bottled water, buy it by the gallon for a lot less and get a container to take it in.

Packing lunches for work and school might seem like something from the old days, but that generation really knew how to save money. It can be much less expensive to pack your lunch for work and school lunches for the kids and chances are it will be a lot healthier meal. If you could cut the cost of just these few things in half, why not do it? If you give it a little more thought you could probably come up with a few more things to change for the cheaper too.

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Rachel Yoshida is a writer in the field of finances and is currently assisting those in need of cash advance payday loans, and can help anyone get a cash advance in as little as 1 hour.